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Romans 3:28

For we account a man to be justified by faith, without the works of the law.

Challoner: By faithThe faith, to which the apostle here attributes man's justification, is not a presumptuous assurance of our being justified; but a firm and lively belief of all that God has revealed or promised. Heb. 11. A faith working through charity in Jesus Christ. Gal. 5. 6. In short, a faith which takes in hope, love, repentance, and the use of the sacraments. And the works which he here excludes, are only the works of the law: that is, such as are done by the law of nature, or that of Moses, antecedent to the faith of Christ: but by no means, such as follow faith, and proceed from it.
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The verse in its languages

Vulgate (Clementine)
Arbitramur enim justificari hominem per fidem sine operibus legis.
Greek New Testament (SBLGNT)
λογιζόμεθα γὰρ δικαιοῦσθαι πίστει ἄνθρωπον χωρὶς ἔργων νόμου.

Haydock's commentary

On verses 20 to 28

To the end of this chapter, the apostle shews that the Jews cannot be truly justified, and sanctified by the works of the written law of Moses only; that a knowledge of sin, or of what is sinful, came by the law, but if they did not comply with the precepts of the law, this knowledge made them more guilty. Now, at the coming of Christ, the justice of God, that is, the justice by which he made others just, and justified them, cannot be had without faith in Christ, and by the grace of our Redeemer Jesus Christ, whom God hath proposed to all, both Gentiles and Jews, as a sacrifice of3 propitiation for the sins of all mankind, by faith in his blood; that is, by believing in him, who shed his blood and died for us on the cross. It is he alone, (ver. 26.) that is the just one, and the justifier of all. And as to this, there is no distinction. The Gentiles are justified and sanctified without the written law, and the Jews who have been under the law, cannot partake of the justice of God, that is, cannot be justified, sanctified, or saved, but by the faith and grace of Christ Jesus. St. Paul does not pretend that the virtue of faith alone will justify and save a man; nothing can be more opposite to the doctrine of the gospel, and of the apostles in many places, as hath been observed, and will be shewn hereafter. He tells us in this chapter (ver. 20. and 28.) that man is justified without the works of the written law: and he teaches us, that no works of the law of Moses, nor any works that a man does by the law of nature, are sufficient to justify a man, and save him of themselves, that is, unless they be joined with faith, and the grace of God. And when he seems to say, that men are justified or saved by faith, or by believing, as he says of Abraham in the next chapter, (ver. 3. and 5.) he never says (as some both ancient and later heretics have pretended) that faith alone is sufficient. And besides by faith, he understands the Christian faith and doctrine of Christ, as opposite to the law of Moses, to circumcision, and the ceremonies of that law, as it evidently appears by the design of the apostle, both in this epistle and in that to the Galatians. He teaches us in this epistle (chap. ii. 6.) that God will judge every man according to his works: (chap. ii. 13.) that "not the hearers of the law," but the doers, shall be justified. See also chap. vi. He tells the Galatians (chap. v. ver. 6.) that the faith, by which they must be saved, must be a faith working by charity. He also tells the Corinthians (1 Corinthians vii. 19.) that circumcision is nothing, nor uncircumcision, but the keeping of the commandments of God. That though a man should have a faith, that so he could remove mountains, it would avail him nothing without charity. How often does he tell us that they who commit such and such sins, shall not inherit or possess the kingdom of God? Does not St. James tell us, that faith without good works is dead? See chap. ii. Of this more hereafter. (Witham)

Haydock wrote amid the controversies of his day. The Church teaches that those born into communities separated from her cannot be charged with the sin of separation, and embraces them as brothers (CCC 818).

From Haydock's Catholic Bible Commentary, 1859, in the transcription made by Todd Easton and kept online by John Paul Wohlschied at johnblood.gitlab.io/haydock.

The Fathers on this verse

St Augustine City of God, To Whose Person the Entreaty for the Promises is to Be Understood to Belong, When He Says in the Psalm, ‘Where are Thine Ancient Compassions, Lord?’ Etc

But the rest of this psalm runs thus: “Where are Thine ancient compassions, Lord, which Thou swarest unto David in Thy truth? Remember, Lord, the reproach of Thy servants, which I have borne in my bosom of many nations; wherewith Thine enemies have reproached, O Lord, wherewith they have reproached the change of Thy Christ.” Now it may with very good reason be asked whether this is spoken in the person of those Israelites who desired that the promise made to David might be fulfilled to them; or rather of the Christians, who are Israelites not after the flesh but after the Spirit. …

St Augustine A Treatise on the Spirit and the Letter, It is Not by Their Works, But by Grace, that the Doers of the Law are Justified; God’s Saints and God’s Name Hallowed in Different Senses

Now he could not mean to contradict himself in saying, “The doers of the law shall be justified,” as if their justification came through their works, and not through grace; since he declares that a man is justified freely by His grace without the works of the law, intending by the term “ freely ” nothing else than that works do not precede justification. For in another passage he expressly says, “If by grace, then is it no more of works; otherwise grace is no longer grace.” But the statement that “the doers of the law shall be justified” must be so understood, as that we may know that they are not otherwise doers of the law, unless they be justified, so that justification does not subsequently accrue to them as doers of the law, but justification precedes them as doers of the law. …

St Augustine A Treatise on Grace and Free Will, Faith Without Good Works is Not Sufficient for Salvation

Unintelligent persons, however, with regard to the apostle’s statement: “We conclude that a man is justified by faith without the works of the law,” have thought him to mean that faith suffices to a man, even if he lead a bad life, and has no good works. Impossible is it that such a character should be deemed “a vessel of election” by the apostle, who, after declaring that “in Christ Jesus neither circumcision availeth anything, nor uncircumcision,” adds at once, “but faith which worketh by love.” It is such faith which severs God’s faithful from unclean demons, for even these “believe and tremble,” as the Apostle James says; but they do not do well. Therefore they possess not the faith by which the just man lives, the faith which works by love in such wise, that God recompenses it according to its works with eternal life. …

St Augustine Lectures or Tractates on the Gospel According to St. John, Chapter VI. 15-44

12. “They said therefore unto Him, What shall we do, that we may work the works of God?” For He had said to them, “Labor not for the meat which perisheth, but for that which endureth unto eternal life.” “What shall we do?” they ask; by observing what, shall we be able to fulfill this precept? “Jesus answered and said unto them, This is the work of God, that ye believe on Him whom He has sent.” This is then to eat the meat, not that which perisheth, but that which endureth unto eternal life. To what purpose dost thou make ready teeth and stomach? Believe, and thou hast eaten already. …

St John Chrysostom The Homilies of St. John Chrysostom on Paul's Epistle to the Romans, Homily VII on Rom. iii. 9-18

Ver. 28 . “Therefore we conclude that a man is justified by faith without the deeds of the Law.” When he had shown that by faith they were superior to the Jews, then he goes on with great confidence to discourse upon it also, and what seemed therein to annoy he again heals up. For these two things were what confused the Jews; one, if it were possible for men, who with works were not saved, to be saved without them, and another, if it were just for the uncircumcised to enjoy the same blessings with those, who had during so long a period been nurtured in the Law; which last confused them more by far than the former. And on this ground having proved the former, he goes on to the other next, which perplexed the Jews so far, that they even complained on account of this position against Peter after they believed. …

St Jerome Against the Pelagians, Book II

Rom. iii. 1, 24, 28, 30 . Being justified freely through His grace, etc.

The Fathers are given as they wrote. Where a passage lays the Passion on the Jewish people, the Church teaches that it cannot be charged against all the Jews then living, nor against the Jews of today, and that all sinners were its authors (CCC 597, 598).